Payment plans for aesthetics and beauty training

Yes. Pay Cosmetic College directly: a 0% in-house plan when the training total is £3,000 or more (30% now plus a £250 admin fee, then 3, 6 or 9 months with no interest and no credit check) or a separate deposit + balance route (10% or £250, whichever is greater). Or apply for Klarna or Snap Finance. Use the calculator below, then speak to admissions.

Open the calculator Speak with admissions (0333 015 5117)

Four ways to pay

Pay us directly first, then choose a third-party finance partner if that suits you better.

In-house payment plans

In-house payment plan (0%)

Anyone we would enrol can use this route when the training total is £3,000 or more, including VAT. There is no third-party credit check and no interest.

Pay 30% now plus a £250 admin fee to secure your place, then split the remainder over 3, 6 or 9 months at 0%. The training total stays the same; the admin fee is the only extra charge for using a payment plan.

3 or 6 months when the training total is £3,000 or more. 9 months only when your booking includes a Level 7 certificate, a Level 7 diploma, or a pathway or package that includes Level 7.

A training total under £3,000 is paid in full, or with a deposit and the balance before training. Admissions set the instalment start date and send monthly invoices on an eligible plan.

Deposit and balance

Deposit + balance

Secure your place with a booking deposit of 10% or £250, whichever is greater. This is separate from the 30% upfront plus £250 admin fee on an in-house plan.

Pay the remaining fees at the latest fourteen days before your first practical session.

Once the deposit is paid, you can start the online theory. Practical days still need the balance or an in-house plan in place as admissions confirm.

Klarna and Snap Finance

Klarna / Snap Finance

Apply with the partner when you are ready to book. You must be 18+. Credit is subject to status.

See how to apply on our Klarna and Snap Finance pages. Terms and conditions apply.

How to apply with Klarna How to apply with Snap Finance

Pay in full

Pay by card or bank transfer with no extra fee.

Example monthly calculator

Choose a course price and plan to see an illustration. An in-house plan is shown only when the training total is £3,000 or more. It is 0% with no interest: pay 30% plus a £250 admin fee today, then 3 or 6 months; 9 months only when your booking includes Level 7.

Worked examples

A few examples, using today's course prices. In-house plans are shown only when the training total is £3,000 or more.

VTCT (ITEC) Level 3 Certificate in Access to Aesthetic Therapies: On the £1,980.00 VTCT (ITEC) Level 3 Certificate in Access to Aesthetic Therapies, pay £250.00 today (10% or £250, whichever is greater), then the remaining £1,730.00 is due 14 days before the first practical training date.
VTCT Level 4 Laser Hair Removal Training Course: On the £1,500.00 VTCT Level 4 Laser Hair Removal Training Course, pay £250.00 today (10% or £250, whichever is greater), then the remaining £1,250.00 is due 14 days before the first practical training date.
VTCT Level 7 Diploma in Non-surgical Aesthetic Injectable Procedures: On the £6,999.00 VTCT Level 7 Diploma in Non-surgical Aesthetic Injectable Procedures, pay £2,099.70 today (30%) plus a £250.00 admin fee, then 8 monthly payments of £544.37 and a final payment of £544.34 over 9 months at 0%. Nine-month plans are only available when Level 7 is included.

What to have ready

Passport or ID if a lender asks for it.
The course URL you want to book.
Whether you already hold a Level 3 qualification if you are asking about VTCT entry routes.
Phone 0333 015 5117 if you want admissions to set up your plan.

Frequently asked questions

Can I pay Cosmetic College directly?

Yes, when the training total is £3,000 or more, including VAT. You can use our 0% in-house payment plan or pay a deposit with the balance before you start. In-house plans do not involve a third-party credit check.

Do you charge interest on in-house plans?

No. When the training total is £3,000 or more, in-house plans are 0% interest: pay 30% now plus a £250 admin fee, then spread the remaining training balance over 3, 6 or 9 months. The admin fee is the only extra charge for using a payment plan.

What is the deposit?

The booking deposit is 10% or £250, whichever is greater. The balance is due fourteen days before your first practical session. This is separate from the 30% upfront (plus £250 admin fee) on an in-house plan.

Can I start the e-learning on a deposit?

Yes. Once the deposit (or the in-house 30% plus admin fee) is paid, you can start the online theory. Practical days still need the balance / plan in place as admissions confirm.

How do Klarna and Snap work?

You apply with Klarna or Snap Finance when you book. You must be 18 or over and credit is subject to status. Cosmetic College does not decide that application.

What if I need to change dates?

Date changes are covered in our published terms and conditions, including amendment fees where they apply.

Klarna and Snap Finance products are for applicants aged 18 and over. Terms and conditions apply and credit is subject to status. Cosmetic College does not lend as Klarna or Snap Finance. The calculator on this page is an illustration only.

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Last updated 6 October 2026.